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What deductions are you leaving on the table?
Most solo service providers are missing 2–4 deductions worth thousands of dollars a year — without an S-corp. Enter your numbers to see which ones apply to you and what they’re worth.
2026 rates · Illustrative estimates · Not tax advice
Your situation
Deductions You're Probably Missing
Your deduction picture
These deductions don't require an S-corp. They apply at any income level — you just have to claim them.
Illustrative estimates only. Uses 2026 IRS standard mileage rate ($0.70/mile) and simplified home office method ($5/sqft, max 300 sqft). Phone & internet estimate based on $200/month. Solo 401(k) limit $72,000 (2026). QBI deduction simplified — does not model W-2 wage limits or SSTB phase-outs fully. Marginal rate approximated from net profit; actual rate depends on full tax picture. Does not constitute tax advice. Confirm all deductions with your CPA.
Also read
Self-Employment Tax Explained: Rates, Calculation, and How to Reduce It
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Read Tax deductionsThe Home Office Deduction: Who Qualifies, How to Calculate It, and Which Method Saves More
Self-employed business owners can deduct the business-use portion of their home — but only if it meets the exclusive-use test. Simplified vs actual method, S-corp Accountable Plan, and what the IRS looks for.
Read Tax planningSolo 401(k), SEP-IRA, and SIMPLE IRA: Which Retirement Plan Is Right for Your Business?
The three main retirement plans for self-employed business owners compared — contribution limits, who qualifies, deadline rules, and when each one makes sense. With 2025 limits.
Read Tax deductionsVehicle and Auto Deductions: Standard Mileage vs Actual Expense
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Read Tax deductionsSelf-Employed Health Insurance Deduction: How It Works and Why Most Owners Miss It
The self-employed health insurance deduction reduces your adjusted gross income — not just your taxable income. Here's who qualifies, how to claim it correctly, and what's different for S-corp owners.
ReadWork with Matt
Ready to build a plan?
Matt Reese, CPA works with solo service providers to identify missed deductions, evaluate the S-corp question, and build a tax plan that works at any income level.
Tax services provided through Matt Reese, CPA. This page is educational and does not constitute tax or investment advice.