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What deductions are you leaving on the table?
Most solo service providers are missing 2–4 deductions worth thousands of dollars a year — without an S-corp. Enter your numbers to see which ones apply to you and what they're worth.
2026 rates · Illustrative estimates · Not tax advice
Your situation
Deductions You're Probably Missing
Your deduction picture
These deductions don't require an S-corp. They apply at any income level — you just have to claim them.
Illustrative estimates only. Uses 2026 IRS standard mileage rate ($0.70/mile) and simplified home office method ($5/sqft, max 300 sqft). Phone & internet estimate based on $200/month. Solo 401(k) limit $72,000 (2026). QBI deduction simplified — does not model W-2 wage limits or SSTB phase-outs fully. Marginal rate approximated from net profit; actual rate depends on full tax picture. Does not constitute tax advice. Confirm all deductions with your CPA.
Also read
The Solo Owner's Deductions and Tax Strategy Guide
The S-corp doesn't apply yet — but that doesn't mean there's nothing to do. QBI deduction, Solo 401(k), home office, vehicle, and SE health insurance — with calculators built in.
Read Planning guideThe Solo Service Pro's Tax Strategy Guide
SE tax break-even analysis, deductions most solo pros miss, the S-corp question answered with actual math, and a quarterly routine that eliminates April surprises.
Read Tax planningSelf-Employment Tax Explained: Rates, Calculation, and How to Reduce It
Self-employment tax is 15.3% on net profit — on top of income tax. How SE tax is calculated, what the deductible half actually saves, and the three ways to reduce it.
Read Tax deductionsThe Home Office Deduction: Who Qualifies, How to Calculate It, and Which Method Saves More
Self-employed business owners can deduct the business-use portion of their home — but only if it meets the exclusive-use test. Simplified vs actual method, S-corp Accountable Plan, and what the IRS looks for.
Read Tax planningSolo 401(k), SEP-IRA, and SIMPLE IRA: Which Retirement Plan Is Right for Your Business?
The three main retirement plans for self-employed business owners compared — contribution limits, who qualifies, deadline rules, and when each one makes sense. With 2025 limits.
ReadWork with Matt
Ready to build a plan?
Matt Reese, CPA works with solo service providers to identify missed deductions, evaluate the S-corp question, and build a tax plan that works at any income level.
Tax services provided through Matt Reese, CPA. This page is educational and does not constitute tax or investment advice.