Free tool
Quarterly estimate planner
Don't guess on quarterly taxes. Enter your income and see all four due dates, payment amounts, and exactly where to pay. Missing a deadline triggers penalties — we make sure you don't.
Educational estimate — not tax advice. Confirm with your CPA.
Not sure how this works? Read the guide
Tax Planning
Know when your quarterly estimates are due.
Quarterly estimates are due on specific dates — missing them triggers penalties. Enter your expected income and see all four due dates, amounts, and payment instructions at a glance.
Your numbers
Net self-employment income after business expenses
Annual Estimate
Estimated at 32% federal + SE tax + state
Total Annual Tax
$169,800
Per Quarter
$42,450
Per Month
$14,150
Quarterly Schedule
Q1 — Due January
Deadline: April 15
Payment
$42,450
Q2 — Due April
Deadline: June 15
Payment
$42,450
Q3 — Due July
Deadline: September 15
Payment
$42,450
Q4 — Due October
Deadline: January 15 (next year)
Payment
$42,450
Payment Instructions
Safe Harbor
Pay 100% of last year's tax (110% if AGI was over $150k) to avoid penalties. If this is your first year, estimate conservatively.
Using IRS Direct Pay (irs.gov)
Go to irs.gov/payments — no registration required. Instant confirmation.
Three things to do right now
- 01Put all four dates in your calendar. April 15, June 15, September 15, January 15. Set a reminder two weeks before each one. Missing a deadline because you forgot is the most avoidable mistake here.
- 02Open a dedicated tax savings account. Move 25–30% of every payment you receive into a savings account you don’t touch. Label it “taxes.” When payment day arrives, the money is already there.
- 03Make your next payment at IRS.gov/payments. IRS Direct Pay is free, takes about five minutes, and gives you an instant confirmation number. No account setup required. If you’re in California, also pay at ftb.ca.gov/pay.
Also read
How to Pay Quarterly Taxes as a Small Business Owner
What estimated taxes are, when they're due, and how to avoid surprise bills by saving the right amount throughout the year.
Read Quarterly taxesI Missed a Quarterly Tax Payment — What Actually Happens?
The penalty for missing a quarterly estimated tax payment is smaller than you think, and it's not a crisis. Here's the actual math, how to catch up, and what to do next.
Read Tax planningHow Much Should I Save Each Month for Taxes?
A simple monthly savings formula, why profit — not revenue — is the right starting point, and how to build a system you'll actually follow.
Read